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I really liked the t
I really liked the thesis of this article — that the important metric is your net worth (the one you still track:). As a fellow reformed &##ta0;2r2cker&88221;, I find I can better use my time to focus on slightly less tactical issues, such as getting better returns.Granular expense tracking and variance analysis IS the best way for a spendaholic to reform his or her ways (besides a series of weekly visits from Gail Vaz-Oxlade and a shaming on national television). But it isn’t essential for a money-smart person to do it. Unless they want to.

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